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In today's busy routine, all of us need a cell phone to keep in touch with others. Most cell phone companies offer multiple cell phone plans. When choosing a plan, basic factors such as pre-paid or post-paid plans, the number of minutes needed, the peak time it is used, long distance versus roaming, contracts and local versus nationwide coverage are significant. The points discussed effectively constitute a guide to cell phone plans.

Judging the number of minutes you need is the primary step towards deciding on a cell phone plan. In a pre-paid plan, customers pay in advance for a specific number of minutes. Once the allowed minutes expire, the plan can be renewed. A pre-paid plan generally does not involve a contract. In post-paid (bill-like) schemes, customers pay after they have used the minutes. Many such connections offer infinite minutes, either all the time or on nights and weekends.

Certain plans provide a set amount of peak talk time and a relatively high quantity of off-peak talk time. Cell-to-cell call minute plans usually permit customers to talk to people using the same cell service for free, or at a very low cost. The rollover cell phone plan lets them carry over 'leftover' minutes from month to month. Not all plans offer these choices, so the specifics should be verified with the salespeople at specific companies.

Generally, most providers include free long distance call and roaming services. Therefore, many customers prefer using mobile phones to make these calls, instead of their landlines. But a few plans charge for these services, so it is wiser to be aware of the price per minute on different plans. Choosing a family or shared plan charges less per person. In most cases, this plan has the additional benefit of a free cell phone.

Each cell phone plan features a particular network or coverage area. Nationwide coverage lets you call anywhere in the country. But local networks cover your area only. Since different cell phone providers have diverse coverage areas, it is advisable to look at their maps to analyze the coverage area.

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